Samwarthika

Insurance.

To keep alive the legacy of Ayurveda by adapting modern innovations into holistic healing practices in building a healthier world.

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Ayurvedic Therapy
Coverage.

We are pleased to partner with major Indian insurance companies and TPAs. Cashless and reimbursement services available for network-policy patients.

Many standard health policies cover inpatient Ayurvedic treatments when conducted at accredited hospitals like ours. Please check with your insurer whether therapies such as Panchakarma, Nasya, and detox programs are included.

  • Step-1: Confirm your policy covers Ayurvedic treatment & Samwarthika is in-network.

  • Step-2: For cashless, your insurer/TPA must approve pre-authorisation.

  • Step-3: For reimbursement, pay upfront and submit a claim with treatment proof.

THE AYURVEDIC TREATMENTS

Insurance.

Paramount HealthSBI General InsuranceBajaj AllianzVolo InsuranceLink InsuranceStar Health InsuranceCare Health InsuranceICICI LombardHDFC ErgoMagma HDIAditya Birla CapitalReliance Health InsuranceMD India Health Insurance

Recognized By.

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Frequently Asked Questions.

Samwarthika Hospital accepts medical insurance policies recognized by the Insurance Authority of India. Payments for treatments are accepted as cash or on a reimbursement basis, depending on the tie-up of the insurer. The hospital is NABH-accredited and follows national standards in healthcare delivery.
Yes, cashless treatment is offered to those patients whose company directly ties up with Samwarthika. The hospital verifies the policy details and seeks the insurer’s approval. Once authorized, treatment will be done without advance payment, subject to policy terms and conditions.
Patients will make payments for their treatments, and reimbursements will be processed from their insurance provider. A hospital usually provides a bill along with a discharge summary and any other medical documents required for claims. Since the reimbursement process depends much on the internal handling of the claim, the time required is not fixed.
Yes, NABH accreditation means the hospital guarantees the quality and safety of healthcare delivery. This accreditation further strengthens the hospital's eligibility to be part of an insurance network. Therefore, patients receive standardized care and smooth insurance claim processing.
Clearly, by virtue of being registered under the Government of India's Registry of Hospitals in Networks of Insurance, Samwarthika gets listed and accepted by almost all major insurers, leading to smooth processes of claim submission and added avenues for approvals of cashless treatment. Also, it attributes trust and transparency to its patients.
This depends upon the particular insurance policy and its terms and conditions. While encasement for a considerable amount of Ayurveda therapy is there, maybe some treatments concerning wellness or preventive treatments are not covered. Patients are advised to check with their insurers about coverage before admission.
Patients should submit an insurance card, policy number, identity proof corresponding to their name, and medical records. Discharge summaries, prescriptions, and bills are essential for reimbursement. The hospital's insurance desk helps patients assemble and submit their applications.
Time taken to approve by the firm varies; most range from a few hours to a maximum of a day. The hospital has direct communication to expedite approval from the insurance company. Patients in emergencies receive priority and treatment without payment delay by the insurance company.
Some international patients can be accommodated in that position if their insurance provider has tie-ups with Indian insurers or utilizes global networks. The insurance desk within the hospital can easily inform you if the insurance covers the treatment. Thereafter, proper documentation must be given for reimbursement claims in case cashless treatment is not possible.
Counseling patients in procedures to understand cashless and reimbursement schemes with an insurance helpdesk called Samwarthika, which also helps with documentation and communication with the insurers. In addition, it provides clarification as necessary to patients. Patients may choose to visit the desk before admission or at discharge for hassle-free claim processing.